Privacy Policy

At Insurance90.com, we take your privacy seriously. We want you to know exactly how we collect, use, and disclose information. This page outlines our practices with information that we obtain on this website that we own and operate. By using Insurance90.com (the “Site”), you agree to the following terms and conditions of this Privacy Policy (the “Policy”).

“Personal Information” is defined as information that identifies you as an individual, including your name, your mailing address, your phone number, and your email address. We do not sell, trade, or share your personal information to anyone in any way, unless you request us to do so. We may use your personal information to:

Your Personal Information may be disclosed:

Non-Personal information is any information that does not reveal your identify. We may collect non-personal information, including:

We collect non-personal information via cookies, pixel tags, and other technologies. Cookies are small pieces of data sent from a website and stored in the user’s web browser, utilized for technical purposes such as web analytics. By using Insurance90.com, you acknowledge that we use cookies and consent to our use of cookies. Our web analytics are primarily performed using Google Analytics, a tool provided by Google, Inc.

Advertising cookies allow users to remain anonymous because they do not contain personally identifiable information. However, these cookies do permit advertisers to make ads more relevant to the user’s interests. Advertising cookies are sometimes referred to as third-party cookies because they track navigation and publish ads on behalf of third parties. For more information about Google Analytics and its uses, check Google’s privacy policy at http://www.google.com/intl/en/analytics/privacyoverview.html.

Insurance90.com, including services and partnerships with vendors and third-party service providers, may use cookies for:

You can remove cookies through your browser settings at any time, though you may need to do this on a per use and not one-time basis. You can also generally opt-out of receiving personalized ads from third party advertisers and ad networks who are members of the Network Advertising Initiative (NAI) or who follow the Digital Advertising Alliance’s Self-Regulatory Principles for Online Behavioral Advertising. Do so by visiting the opt-out pages on the NAI website and DAA website.

Your “IP Address” is a number that is automatically assigned to the computer that you are using by your Internet Service Provider (ISP). An IP Address is identified and logged automatically in our server log files whenever a user visits the Site, along with the time of the visit and the page(s) that were visited. Collecting IP Addresses is standard practice on the Internet and is done automatically by many web sites.

We use IP Addresses for purposes such as calculating Site usage levels, helping diagnose server problems, geographic mapping and administering the Site. We may also use and disclose IP Addresses for all the purposes for which we use and disclose Personal Information. Please note that we treat IP Addresses, server log files and related information as Non-Personal Information, except where we are required to do otherwise under applicable law.

This Privacy Policy does not address, and we are not responsible for, the privacy, information, or other practices of any third parties, including any third party operating any site to which this Site contains a link or a widget on our site. The inclusion of a link on the Site does not imply endorsement of the linked site by us or by our affiliates. We may also utilize framing techniques that may make it appear that you are still on the site when you are actually on a third party web site.

Our Site may include social media features, such as the Facebook Like or Tweet this button. These features may collect your IP address, which page you are visiting on our site, and may set a cookie to enable the feature to function properly. These features are either hosted by a third party or hosted directly on our Site. Your interactions with these features are governed by the privacy policy of the company providing it.

We use reasonable organizational, technical, and administrative measures to protect Personal Information under our control. Unfortunately, no data transmission over the Internet or data storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure (for example, if you feel that the security of any account you might have with us has been compromised), please immediately notify us of the problem by contacting us. The security of your personal information is important to us. When you enter sensitive information (such as credit card number and personal health information) on our forms, we encrypt that information once it is entered.

Insurance90.com gives all site visitors choices when it comes to our use and disclosure of our Personal Information for marketing purposes. You may opt-out from the following, at any time:

We respect your privacy and your ability to choose whether to share or not share information with the Site or any third party. You may choose to “opt-out” of having us share your personal information in several ways. You can choose to decline to provide personal information on the Site. If you have previously submitted personal information to the Site, you may request that we discontinue sharing such information with third parties, by communicating this preference at our Unsubscribe Page. If you have submitted or provided your personally identifiable Personal Information to us, and would like us to remove it from our database (where applicable by law), submitting to our Unsubscribe Page will also complete this action of removal. Similarly, if you receive communications from us that you prefer not to receive, you may opt out from receiving these communications by specifically indicating this preference through our contact form or by following the unsubscribe instructions contained in the email communications you receive. If you opt-out, we will not contact you after we have processed your opt-out request (up to 5 days) unless otherwise provided in this privacy policy. However, if we shared your information with third parties prior to the processing of your opt-out request, such third parties may continue to contact you. If you receive email correspondence from third parties, you should contact such third parties directly with respect to opting out of such third party communications.

We will seek to comply with your requests as soon as reasonably practicable. If you do opt-out of receiving marketing-related communications from us, we may still send you important administrative messages, of which you cannot opt-out.

Special Notice to California Residents — Your California Privacy Rights (CCPA)
Right to Know
If you’re a resident of California and have submitted any Personal Information to us, you may request a notice disclosing the categories of Personal Information we’ve shared with third parties for their direct marketing purposes during the preceding calendar year. To request a notice, your request must be submitted to us at contact us with the words “Request To Know” in the subject line and please include the following information so that we can accurately identify you: full name, address, and telephone number. This is a security measure to ensure that personal data is not disclosed to any person who has no right to receive it. We may also contact you to ask you for further information related to your request to speed up our response to your request.
Right to Remove
If you have submitted or provided your personally identifiable Personal Information to us, and would like us to remove it from our database (where applicable by law), please click here.

Right to Opt-Out (Do Not Sell My Personal Information)
To exercise the right to opt-out, you (or your authorized representative) please click here.

We commit to respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time (up to 90 days), we will inform you of the reason and extension period by email. These requests may be made no more than twice within a 12-month period.

If we make material changes to this policy, we will notify you here in this policy, by email, or by means of a notice on our home page. Any changes to this Privacy Policy will become effective when we post the revised Privacy Policy on the Site. Your use of the Site following these changes means that you accept the revised Privacy Policy.